The tax efficient way to protect your employees lives

Relevant Life


What is relevant life insurance?

A Relevant Life Policy is a tax-efficient alternative to a “death in service” benefit that allows you to pay your key employees’ family a cash lump sum if they die while employed by your company.

You can save nearly 50% in tax compared to an ordinary life policy while also giving your employees a comprehensive benefits package through access to our exclusive discounts and rewards partners.

Ideally suited to:

  • Company directors – provides a valuable tax benefit if their life insurance premiums are paid by your company.
  • High earners – the benefits of Relevant Life Polices don’t count towards the current Lifetime Allowance of £1.25 million, above which tax is currently charged at 55% (on death).
  • Key employees – A Relevant Life Policy can provide individual levels of cover so is ideal if you only want to reward a few employees or provide variable cover.